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Roseville Greens
HOA Dues and Inflation

HOA Dues vs. Inflation: Where's the Value?

In 2024, Roseville Greens homeowners were hit with a hefty 20% HOA dues increase, raising monthly payments from $250 to $300. While inflation is a nationwide concern, it's important to put this increase into perspective.

The national inflation rate for 2024 is projected to be around 3.5%. This means that a typical household expense of $250 would increase by roughly $8.75 due to inflation.

However, our HOA dues increased by $50 – nearly 600% times the rate of inflation!  Where is this extra money going?  What improvements or services justify such a dramatic increase?

The board owes homeowners a clear explanation.  We deserve to know how our money is being spent and what value we're getting in return.

Demand transparency and accountability from your HOA board! -Nov 11,2024

Read More:
State of the HOA Report 2024

Unveiling the Hidden Insurance Crisis Threatening Roseville Greens

My Proposal to Fix the HOA Insurance Crisis
2 Steps to Resolve - Oct 13, 2024

Unveiling the Hidden Insurance Crisis
Threatening Roseville Greens - Oct 8, 2024

A Call for Change:
Why Roseville Greens Needs a New Direction - Oct 8, 2024

Website Updated: October 27, 2024

Echoes from Roseville Greens Community

 Developing....  Gathering Echoes , Building Value with the Community 

September 30, 2024

Board Meeting.  September 26, 2024 - Board member Rose voted for herself in a measure to let Rose bypass the elections and remain on the Board.

Outrageous.  It is outrageous that a board member can vote for themselves to bypass the election process, to remain on the board for another year or 2 (In Rose's own words)...  and remain on the board.  

Not voting for board member Rose in 2024 HOA elections.  How is it that Rose can even stay on the board after trying to steal the election is beyond me.  All I know is, I'm not voting for Rose.

Board Member Rose:  Why hasn't Rose already resigned from the board, because of her unscrupulous actions of trying to steal the election is beyond me...  no integrity, no scruples, and doesn't Rose manage the books for the HOA?

8) Roseville Greens Election: Did We Choose the Right Future?


The HOA election results are in, and it seems a small but vocal group of homeowners has once again determined the direction of our community. 


A mere 42 votes or less – out of 289 condos – were enough to secure victory for Michelle, Ron, and Rose.

This raises the question: Does this outcome truly reflect the desires of the majority? Or is it more a reflection of the "BS" that often prevails in our HOA politics?


While I fell short by just 12 votes, I remain committed to holding the board accountable and advocating for the changes our community needs.


Let's make our voices heard in 2025!


Read More:

State of the HOA Report 2024

Unveiling the Hidden Insurance Crisis Threatening Roseville Greens

7) Setting the Record Straight: A Response to the HOA Board's Email - Oct 18, 2024

Dear Homeowners,

The recent email from the HOA board attempts to downplay the serious issues facing our community and misrepresents the progress (or lack thereof) on critical projects. While they claim to be "actively seeking more affordable insurance," the reality is that our insurance premiums have skyrocketed by 400% in recent years, far exceeding the national average. This has already led to a 20% increase in HOA dues, and the board's inaction on this issue threatens to burden homeowners with further increases. Their claim that the replacement of outdated Zinsco (Zinco sic) breakers is "well underway" is also misleading. As of the last board meeting on September 26th, 2024, only 10% of these critical components have been replaced.

The board's email also attempts to deflect attention from their lack of transparency and disregard for homeowner participation. They highlight maintenance projects, but these are basic responsibilities of any HOA board, not exceptional achievements. Furthermore, they fail to address their attempts to bypass mandated elections, their manipulation of meeting notification times to suppress homeowner input, and the discriminatory conduct towards a homeowner during a recent meeting. These actions, detailed in my "State of the HOA Report 2024", demonstrate a concerning pattern of behavior that undermines the principles of transparency and accountability that should guide our HOA.

This election is our opportunity to choose a board that will prioritize the needs and concerns of homeowners. I am committed to addressing the insurance crisis, fostering open communication, and ensuring that all residents feel heard and respected. I urge you to vote for change and elect a board that will truly represent the interests of our community.

Sincerely,
Mark Cummings

Read More:

State of the HOA Report 2024
Unveiling the Hidden Insurance Crisis Threatening Roseville Greens

 6) My Proposal to Fix the HOA Insurance Crisis - Oct 13, 2024

HOA Insurance Crisis

Taking Control of Our Insurance Costs: A Proactive Approach

In March 2024, I proposed a solution to the HOA's skyrocketing insurance premiums: a Roseville Greens Risk Management Strategy. This proactive approach involves conducting our own thorough risk assessment and implementing mitigation measures to reduce potential claims. By demonstrating a commitment to safety and risk management, we can negotiate lower insurance rates and avoid being at the mercy of a single vendor's high prices.

The current board's practice of relying on insurance vendors to conduct risk assessments is inefficient and costly. It adds unnecessary expenses and limits our ability to negotiate effectively. By taking control of our risk management, we can demonstrate a proactive approach to safety and present a compelling case for lower insurance premiums.

Vote Mark Cummings for HOA Board, and let's take charge of our insurance costs!

5) It's time for Change - Oct 9, 2024

Time for a Change - Oct 8, 2024

Our community stands at a crossroads. As we approach the upcoming HOA board elections, it's time to reflect on the current board's performance and ask ourselves: Are we truly moving forward?

While the current board has maintained the status quo, they have failed to address critical issues and demonstrate a concerning lack of transparency and responsiveness to homeowner needs. Let's examine the facts:

A Chance for Positive Change:

This election presents a critical opportunity for change. With three board seats to fill, we have the power to shift the balance and elect property owners who prioritize transparency, accountability, and proactive community improvement.

While experience can be valuable, it's essential to ask ourselves: Does the current board's track record demonstrate the kind of leadership we need to move Roseville Greens forward? Or is it time for a fresh perspective and a renewed commitment to serving the best interests of our community?

Let's elect a board that:

This election is our chance to shape the future of Roseville Greens. Let's choose a board that will work tirelessly to build a stronger, more vibrant, and more valuable community for all of us.

Vote for Change!

Further reading:
1) State of the HOA Report 2024
2) Unveiling the Hidden Insurance Crisis Threatening Roseville Greens

Please click link above where it begins with 4)...

3) A Vision for Roseville Greens: Building a Stronger Community Together. Oct 6,2024

Imagine a Roseville Greens where neighbors connect, participate, and take pride in their community. A place where the HOA board acts as a supportive partner, fostering a welcoming and inclusive environment for everyone. This vision is achievable, but it requires a shift in how we approach HOA governance.

A truly effective HOA board goes beyond simply enforcing rules and collecting dues. It acts as a catalyst for community development, creating opportunities for residents to connect and contribute to the well-being of our neighborhood. This, in turn, directly benefits every homeowner by increasing property values and enhancing our quality of life.

What a proactive HOA board looks like:

A well-run HOA doesn't just maintain property values; it enhances them. Studies have shown that homes in well-managed communities with attractive amenities and strong community engagement tend to have higher property values than similar homes in neighborhoods without effective HOAs.

Unfortunately, the current state of our HOA falls short of this vision. As detailed in the "State of the HOA Report 2024" (link to your report), the board has demonstrated a concerning pattern of behavior that undermines transparency, accountability, and homeowner participation.

But it doesn't have to be this way. By electing board members who are committed to open communication, proactive problem-solving, and community engagement, we can transform Roseville Greens into a thriving and harmonious neighborhood where property values rise and residents thrive.

Let's work together to build a better Roseville Greens!

Reference:

 2) Mark Cummings for HOA Board Announcement. Oct 4, 2024

Why I'm the Right Choice for the Roseville Greens HOA Board


Dear Fellow Roseville Greens Homeowners,

My name is Mark Cummings, and I'm excited to put my name forward as a candidate for the Roseville Greens HOA Board.

Our community deserves a board that's committed to maintaining the

My Experience: Serving Community & Country



My Priorities for Roseville Greens


Why Choose Me?



I'm ready to bring fresh energy, proven leadership & HOPE to Roseville Greens 


Sincerely, Mark Cummings

1) HOA Board Bypasses Election, Disenfranchising Homeowners. Oct 3, 2024

Summary: In a recent meeting, the Roseville Greens HOA board appointed a member to a vacant seat, bypassing the required election process outlined in our community bylaws. This action raises serious concerns about transparency, accountability, and the board's commitment to upholding our governing documents.

Key Points:

Call to Action:

We urge all Roseville Greens homeowners to:

Together, we can ensure that our HOA operates in a fair, transparent, and democratic manner.